the unintended consequences of having dumb people write healthcare legislation

A lovely article in the Boston Globe yesterday points out that, given a choice, people here in Massachusetts are not as intellectually-challenged as the politicians who write healthcare legislation. Color me encouraged.

It seems that some not-very-public-spirited people would rather pay the (lower) monthly penalty, instead of a (much higher) monthly insurance premium, and then, get this: when they actually need it, they sign up for insurance to pay for their expensive healthcare malady. After which, get this: they drop the (expensive) coverage and go back to paying the (lower) monthly penalty. The very NERVE of these people, being LOGICAL and EFFICIENT with their money. Houston, we have a (very expensive and obvious) loophole.

It certainly is a good thing the shiny new national system isn’t based on the Massachusetts system.

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